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Certified Condominium Specialist
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Certified Condominium Specialist®
National Designation Program
ccs home study course orlive ccs course




Have FHA Questions?


For FHA technical support, please search the FHA Frequently asked questions site, or contact by telephone toll-free between 8:00 a.m. & 8:00 p.m. ET at: (800) CALLFHA or (800) 225-5342.



New and More Helpful FHA Links to learn all about condo financing:


See if your condo listing is FHA or VA approved:


FHA-Approved Condo Look-up List 


VA-Approved Condo Look-up List:


HUD Real Estate Broker and Agent Information Center

Buying a Home or Condo


FHA Mortgage Limits


Guidance for Homeowners 


Avoiding Foreclosure


Making Home Affordable


View all FHA Mortgagee Letters on-line


FHA Archives


HUD Press Room


HUD Official Blog


HUD Training Videos and MultiMedia


HUD Online Library


Courtesy of FHA, HUD.


What is Condominium Mortgage Insurance?

Section 203 (b) of the National Housing Act provides authority to insure any mortgage covering a one-family unit in a project coupled with an undivided interest in the common areas and facilities which serve the project. 

Eligible projects are those that have been declared and exist in full compliance with applicable state law requirements of the jurisdiction in which the condominium project is located, including good standing with the state, and with all other applicable laws and regulations.

FHA insures condominium single unit loans for up to 30-year terms to purchase or refinance a unit in an FHA-approved condominium project.  The condominium project must be primarily residential, contain at least two dwelling units and can be detached, semi-detached, a row house, a walk-up, mid-rise, high-rise, including those with or without an elevator, or manufactured housing. 
(Source: www.HUD.GOV)